Terms & Disclaimers
Website terms of use
This website is operated by Demetris Theocharous, Insurance Agent, in partnership with Altius Insurance. Content is provided for general information and may be updated at any time without notice.
General insurance disclaimer
Information provided on this website is for general informational purposes only and does not constitute personalised financial, investment, legal or insurance advice. Insurance products are subject to eligibility requirements, underwriting approval, policy terms, conditions, limits and exclusions. Full policy documentation should be reviewed before making a decision.
Investment disclaimer
The value of investments may rise or fall, and you may receive less than the amount originally invested. Past performance does not guarantee future results. Investment solutions should be considered based on individual circumstances, objectives and risk tolerance.
Approval note
The final wording of all disclaimers should be reviewed and approved by Demetris Theocharous, Altius Insurance and any relevant compliance or legal representative before publication.